:root{--bg:#f3f7fc;--card:#fff;--text:#10213b;--muted:#60708a;--primary:#2f7de1;--border:#dfe7f2}
*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
header{background:#102b4f;color:#fff}.wrap{max-width:1040px;margin:auto;padding:0 24px}
nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0;gap:20px;flex-wrap:wrap}
.brand{font-size:1.3rem;font-weight:700}.navlinks a{color:#fff;text-decoration:none;margin-left:18px}
.hero{padding:72px 0 60px}.hero h1{font-size:2.6rem;line-height:1.15;margin:0 0 14px}.hero p{max-width:760px;font-size:1.08rem;color:#dbe9fa}
main{padding:36px 0 64px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:24px;box-shadow:0 6px 18px rgba(16,33,59,.05)}
h2{margin-top:0}.cta{display:inline-block;background:var(--primary);color:#fff!important;text-decoration:none;padding:11px 18px;border-radius:9px;font-weight:700}
section{margin-bottom:28px}footer{background:#0c1f39;color:#d9e4f3;padding:28px 0}footer a{color:#fff}
.small{font-size:.92rem;color:var(--muted)}ul{padding-left:20px}.notice{border-left:4px solid var(--primary);padding:14px 16px;background:#eef5ff;border-radius:8px}
@media(max-width:650px){.hero h1{font-size:2rem}.navlinks a{margin:0 12px 0 0}}